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Can I Get a Free Merchant Account with no Long-term Commitment?

Yes, you can obtain a merchant account with no long-term commitment through a month-to-month agreement. This structure allows you to maintain flexibility by eliminating the multi-year lock-ins and punitive exit penalties common with traditional processors.

Key features of these accounts include:

  • No Cancellation Fees: You have the freedom to pivot or pause your business without absorbing financial damage from early termination charges.
  • Month-to-Month Terms: You keep control of your service, continuing only as long as it benefits your business.
  • Transparency: These accounts often feature interchange plus pricing, which provides cost clarity by passing the wholesale rate directly to you with only a small, fixed markup.
  • Free Hardware Options: Qualifying merchants may receive free or discounted POS equipment, such as Clover terminals, while still maintaining the flexible month-to-month arrangement.

Applications are typically processed quickly, often allowing for same-day setup and next-day payments for businesses operating within the United States.

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© The POS Brokers. All rights reserved.

POS Brokers, LLC is a registered ISO of BBVA USA, Birmingham, Alabama – Member FDIC

The Clover name and logo are owned by Clover Network, Inc., a wholly owned subsidiary of First Data Corporation. All other trademarks are the property of their respective owners.

New Merchant Account required.* Merchant must qualify for free or discounted hardware. Not all accessories apply.

*Limit of one (1) Discounted Clover Mini, or one (1) other Clover POS system. New Customers only. Buyer must open a Merchant Account through us for use with the Clover POS System. Ask your Sales Representative for complete details.

Get the Best Credit Card Processing Solutions for Your Business.

© The POS Brokers. All rights reserved.

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Get the Best Credit Card Processing Solutions for Your Business.

2026 © The POS Brokers. All rights reserved.

POS Brokers, LLC is a registered ISO of BBVA USA, Birmingham, Alabama – Member FDIC

The Clover name and logo are owned by Clover Network, Inc., a wholly owned subsidiary of First Data Corporation. All other trademarks are the property of their respective owners.

New Merchant Account required.* Merchant must qualify for free or discounted hardware. Not all accessories apply.

*Limit of one (1) Discounted Clover Mini, or one (1) other Clover POS system. New Customers only. Buyer must open a Merchant Account through us for use with the Clover POS System. Ask your Sales Representative for complete details.

POS Brokers is a registered ISO of Citizens Bank, N.A., Providence, RI

The Clover name and logo are owned by Clover Network, Inc., a wholly owned subsidiary of First Data Corporation. All other trademarks are the property of their respective owners. Articles | News | Blog | CADE FAQ