What Merchants Qualify for Interchange plus Pricing?
To qualify for the interchange plus pricing model offered by The POS Brokers, merchants must typically meet specific criteria related to their transaction volume and business type. The primary requirements include:
- Maintaining a minimum monthly processing volume of $5,000.
- Operating a compatible business type, such as a restaurant, retail store, or e-commerce operation.
- Excluding high-risk business categories from the application.
The qualification process begins with a brief consultation where the team evaluates the business to confirm eligibility for wholesale access and no-setup fees. Once the business fit is verified, merchants must open a new merchant account through The POS Brokers, who act as a registered ISO of major banks.
Additionally, businesses that meet higher volume thresholds may qualify for free or discounted POS hardware, such as Clover or Revel units, with no upfront costs. Approved merchants can benefit from same-day setup and a secure portal for tracking itemized fees.
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