Based on the provided information, the costs associated with real time payment processing through The POS Brokers are structured to be highly accessible for businesses. The following details outline the pricing and fee structure:

• No Setup Fees: The implementation of real time payments includes a no-fee setup model, ensuring businesses can integrate these solutions without upfront activation costs.

• Wholesale Rates: Merchants are offered wholesale rates for their transaction processing, which helps maintain lower operational expenses.

• Free or Discounted Hardware: Depending on transaction volume and business type, merchants may qualify for free or discounted POS hardware, such as Clover Mini or Clover Flex devices. However, this is based on eligibility criteria and is not guaranteed.

• Cash Discount Program: To manage processing costs, businesses can opt for a cash discount program. This program is designed to simplify fee structures and mitigate expenses by ethically passing costs to customers.

• Transparent Pricing: The service model emphasizes transparent pricing and offers audits to ensure there are no unexpected fees or overcharges related to transaction volumes.