Is Dual Pricing Compliant with Card Network Regulations?
Yes, dual pricing is a compliant strategy for managing processing costs, provided you follow specific card network regulations regarding transparency and disclosure. This model allows your business to offer both a cash price and a card-present price, effectively offsetting interchange fees and card brand charges.
To ensure your program remains compliant, we focus on the following requirements during setup and provisioning:
- Automatic Calculations: The system must automatically calculate surcharges or cash discounts at the point of sale so the math is handled accurately for every transaction.
- Clear Disclosures: Transparent disclosures must be displayed at the point of sale, ensuring customers are fully informed of the two pricing options before they pay.
- Line Item Transparency: For software-driven solutions like our Lavu Dual Pricing Integration, the non-cash surcharge is collected and displayed as a separate, clear line item on the customer’s receipt.
As your partner for better payment processing, we provide the hardware and expertise necessary to implement these strategies correctly. While the business owner remains responsible for merchant surcharge compliance under applicable card network rules, we guide you through these requirements to ensure your program is aligned with industry standards.
We offer several solutions to support this model, including the Clover Flex Dual Package and Lavu integrations, which are designed to support zero-cost credit card processing for qualifying merchants in the United States.
Related FAQs
-
How Many Merchants in the Us will Accept Tap-to-pay in 2026?
Read More »: How Many Merchants in the Us will Accept Tap-to-pay in 2026?Based on the provided content, specific merchant counts for the year 2026 are not listed; however, the data highlights significant infrastructure and adoption trends relevant to that period: At The POS Brokers, we assist merchants in this transition by providing…
-
What is the Projected Growth of the Digital Wallet Market?
Read More »: What is the Projected Growth of the Digital Wallet Market?Based on the provided guide from The POS Brokers, the digital wallet market is experiencing significant growth within the United States. Industry projections indicate that mobile wallet adoption is expected to reach 70 percent by 2026. This growth is driven…
-
Why is Contactless Payment Becoming the Default at Checkout?
Read More »: Why is Contactless Payment Becoming the Default at Checkout?Contactless payment is becoming the default checkout method due to a combination of shifting consumer expectations, technological advancements, and practical business benefits. The transition is driven by the following key factors: Related FAQs
-
What Percentage of Us Consumers now Use Mobile Wallets?
Read More »: What Percentage of Us Consumers now Use Mobile Wallets?Based on recent industry projections for 2026, mobile wallet adoption among US consumers is expected to reach 70 percent. This significant growth is part of a broader shift in consumer behavior toward tap-to-pay technology, driven by several factors: Related FAQs
-
What are the Transaction Fees for Apple’s Tap to Pay Service?
Read More »: What are the Transaction Fees for Apple’s Tap to Pay Service?Based on the provided content, specific dollar amounts or percentage-based transaction fees for Apple’s Tap to Pay service are not explicitly listed. However, the text provides the following information regarding costs and rates: For specific transaction fee pricing, the content…

