Can I Use Clover Go without a Merchant Account?

Economic conditions, specifically shifts in interest rates, directly influence the value and market price of your merchant portfolio. These changes primarily affect how buyers discount future cash flows and assess the risk of revenue compression. Interest Rate Sensitivity and Discounting…

In 2026, the value of a merchant services portfolio is primarily driven by the quality and predictability of its income stream. We focus on several critical factors to determine an asset’s worth: External economic factors also play a vital role.…

Visa interchange rates are the mandatory, non-negotiable fees set by the card network that form the foundation of your transaction costs. For 2026, these wholesale rates typically range from 1.15% + $0.05 to 2.40% + $0.10 per transaction. The specific…

Visa interchange fees represent the largest portion of your total processing costs and serve as the non-negotiable “wholesale” base rate set by the card network. Because these fees vary depending on how you accept payments and what types of cards…

Identifying whether your business falls into a high-risk category is a critical first step in securing reliable payment processing. Generally, payment processors classify industries as high-risk based on factors such as elevated chargeback rates, industry reputation, and the level of…