Can I Use Clover Go without a Merchant Account?

Yes, you generally need a merchant account to use Clover Go. The provided content states that Clover Go functions as a payment terminal that requires a merchant account. Specifically, it notes that businesses can secure competitive wholesale processing rates by using a merchant account set up through The POS Brokers. While the Clover Go hardware allows you to accept various payment methods, its integration into the payment ecosystem and its ability to provide wholesale rate advantages are tied to the merchant account model.